| Version: | D |
|---|---|
| Release: | 04A |
| Contr. Agency: | UN |
| Revision: | 3 |
| Date: | 2004-05-18 |
| SOURCE: | TBG5 Finance |
|
For general information on UN standard message types see UN Trade Data Interchange Directory, UNTDID, Part 4, Section 2.3, UN/ECE UNSM General Introduction |
|
This message also occurs in the following versions of this standard: D95A, D95B, D96A, D96B, D97A, D97B, D98A, D98B, D99A, D99B, D00A, D00B, D01A, D01B, D01C, D02A, D02B, D03A, D03B, D04A, D04B |
This specification provides the definition of the Multiple debit advice message (DEBMUL) to be used in Electronic Data Interchange (EDI) between trading partners involved in administration, commerce and transport.
A DEBMUL message is sent by an Account Servicing Financial Institution to the Account Owner or to a third party, which has agreed bilaterally in advance, that its account (s) has been or will be debited for specified amount (s) on the date (s) indicated, in settlement of the referenced business transaction (s).
The Multiple debit advice message may be used for both national and international applications. It is based on universal practice related to administration, commerce and transport, and is not dependent on the type of business or industry.
See UNTDID, Part 4, Chapter 2.3 UN/ECE UNSM - General Introduction, Section 1.
See UNTDID, Part 4, Chapter 2.3 UN/ECE UNSM - General Introduction, Section 2.
This section should be read in conjunction with the segment table which indicates mandatory, conditional and repeating requirements.
The following semantic principles apply to the message and are intended to facilitate the understanding and implementation of the message:
The Multiple Debit Advice message is structured in three levels: A, B and C.
Same area Code: When the BUS segment is used, domestic and international items should not be mixed in the same sequence of B and C levels.
Same currency and same account: The items to be grouped must refer to the same account. The currency to be booked must be the same as that of the account.
Same value date: The items must have the same value date.
Same entry date: The items must be booked on the same day.
Same bank operation code: The items must bear the same bank operation code.
Remark: If, for the same receiver, one of these 5 basic pieces of information changes, a new level B is required.
A service segment starting and uniquely identifying a message. The message type code for the Multiple debit advice message is DEBMUL.
Note: Multiple debit advice messages conforming to this document must contain the following data in segment UNH, composite S009:
| Data element | 0065 | DEBMUL |
| 0052 | D | |
| 0054 | 04A | |
| 0051 | UN |
A segment by means of which the sender must uniquely identify the DEBMUL message using its type and number and its function. It is an information of items advised in advance, of items pending to be booked or of items, which have been booked.
A segment specifying the date and, if required, the time the message is created.
A segment identifying certain characteristics of the Multiple Debit Advice, such as, its business function. In so doing, it provides information about the message that may be used to route the message within an institution, for tariffing, or for the provision of some statistical information.
A group of segments identifying a previously-sent message.
A segment specifying the reference of the previously-sent message.
A segment identifying the creation date of the referenced message.
A group of segments identifying the financial institutions involved in the multiple debit advice, their function and their contacts.
A segment identifying the financial institutions associated with the transaction, in coded or uncoded form and their function.
A segment identifying a person or a department for the party specified in the leading FII segment to whom communication should be directed.
A segment identifying communication type (s) and number (s) of person (s) or department (s) specified in the associated CTA segment.
A group of segments identifying the name(s) and address(es) of non-financial parties involved in the transaction, their function and their contacts.
A segment identifying the names and addresses of the non-financial parties associated with the multiple debit advice, in coded or uncoded form, and their function.
A segment identifying a person or a department for the party specified in the leading NAD segment to whom communication should be directed.
A segment identifying communication type(s) and number (s) of person (s) or department (s) specified in the associated CTA segment.
A group of segments containing information details which are relevant to all transactions specified.
A segment indicating, by a sequential line number, the beginning of the specification of details related to all transactions specified.
A segment specifying the entry and/or value date.
A segment identifying certain characteristics of the debits stored as individual transactions in level C, such as the bank operation, i.e., the method of transferring the funds, in order to sort the dependent debits according to their category.
A segment specifying the total amount of all debits stored as individual transactions in level C and/or the total amount of all debits stored in level C plus the total fee amount.
A segment group containing references related to the payments, as well as relevant dates.
A segment specifying reference numbers for the payments involved in the transaction.
A segment specifying dates relevant to the related references.
A group of segments identifying the account that has been or will be debited.
A segment identifying the financial institutions and relevant account number associated with the transaction, in coded or uncoded form and their function.
A segment identifying a person or a department for the financial institution specified in the leading FII segment to whom communication should be directed.
A segment identifying communication type(s) and number(s) of person(s) or department(s) specified in the associated CTA segment.
A group of segments providing full details of all charges or allowances, and associated taxes, that apply to the total amount, together with information as to who bears the charges and to which account they have been directed. Where charges are subject to taxation this may also be specified.
A segment specifying the method for allocation of charges and allowances and identifying an account to which such charges or allowances were directed where it is different from the principal account.
A segment identifying the basis amount from which charges are calculated, if different from the total amount. It is also giving the total value of charges and/or allowances, and associated taxes.
A group of segments providing a detailed breakdown of all charges (or allowances) and associated charges (or allowances).
A segment used to provide full details of each charge or allowance for which the Payor is liable. Included are full details of the method of calculating the charge.
A segment specifying the percentage used for calculating the charges (or allowances).
A segment identifying the amount of charges (or allowances) and/or specifying the basis amount from which charges (or allowances) may be calculated if different from the FCA segment.
A segment specifying rates related to the charges and allowances.
A segment identifying the effective date and/or time the rate of exchange was fixed.
A group of segments describing any taxes associated with charges and their amount.
A segment identifying any taxes related to a specific charge.
A segment specifying the total amount of the tax and the basis of calculation.
A segment specifying exchange rates.
A segment identifying the effective date and/ or time the rate of exchange was fixed.
SG16-SG17-SG20 A segment group providing details regarding the individual transactions, such as dates, financial institutions, account
A segment identifying the beginning of the specification of individual transactions (C level) by a sequential number.
A segment specifying value dates and other dates passed on from a preceding payment order.
A segment specifying additional details regarding the individual debit, such as its business function.
A segment identifying the financial institutions and relevant account number associated with the transaction, in coded or uncoded form and their function.
A group of segments containing references of other messages and transactions, with relevant date(s)/time(s).
A segment identifying references of other messages or transactions related to this transaction.
A segment specifying the date and/or time of the referenced messages or transactions.
A group of segments specifying conditions, guarantees, method and channel of payment used.
A segment specifying the conditions, guarantee, method and channel of payment used.
A segment providing free form additional information.
A group of segments identifying the monetary amounts and, if necessary, the currencies, exchange rate and date for the amount of the transaction.
A segment giving the amount of the individual transaction.
A segment identifying the source currency and the target currency of the transaction, when they are different.
A segment identifying the effective date and/or time the rate of exchange was fixed.
A segment identifying other transactions to which funds associated with the transaction are related such as a separate foreign exchange deal.
A group of segments identifying the name and address of non-financial parties involved in the message, their function and their contacts.
A segment identifying the names and addresses of the parties associated with the exchange of the message, in coded or uncoded form, and their function.
A segment identifying a person or a department for the party specified in the leading NAD segment and to whom communication should be directed.
A segment identifying a person or a department for the party specified in the leading NAD segment and to whom communication should be directed.
A group of segments containing instructions relating to parties identified in the NAD and FII segments in Segment Group 2 and/or Segment Group 3. It specifies action taken or to be taken by the identified parties, and the date (and optionally time) by which such action was taken or needs to be taken.
A segment identifying the party to enact the instruction, the parties contacted or to be contacted at or by the associated financial institution on matters concerning the execution of the payment. It specifies where appropriate the instruction in coded form.
A segment providing free text instructions related to the associated INP segment.
A segment specifying the earliest and latest dates and/or times by which the specified instructions must be carried out.
A group of segments providing information for subsequent use by regulatory authorities requiring statistical and other types of data. It also identifies the regulatory authority for which the information is intended followed by the information itself.
A segment identifying what processing should be completed for regulatory authorities.
A segment giving the amount and the currency of each transaction to be reported.
A segment giving the different origins/destinations (places) of goods/investment/services.
A segment identifying the recipient of the associated informative text.
A segment giving the nature (e.g. goods, transport services) and direction of each transaction to be recorded in coded form.
A segment giving information, in coded or clear form, to provide information relevant to regulatory authorities requirements.
A group of segments providing full details of all charges or allowances, and associated taxes, that apply to a particular transaction, together with information as to who bears the charges and to which account they have been directed. A total value of all charges plus allowances may be given for every account to which charges may be directed. Where charges are subject to taxation this may also be specified.
A segment specifying the method for allocation of charges and allowances and identifying an account to which such charges or allowances were directed where it is different from the principal account.
A segment identifying the basis amount from which charges are calculated, if different from the overall amount of the original order. It also gives the total value of charges and/or allowances, and associated taxes, that relate to an account for charges/allowances.
A group of segments providing a detailed breakdown of all charges (or allowances) and associated charges (or allowances).
A segment providing full details of each charge or allowance for which the Payor is liable. Included are full details of the method of calculating the charge.
A segment specifying the percentage used for calculating the charges (or allowances).
A segment identifying the amount of charges (or allowances) and/or specifying the basis amount from which charges (or allowances) may be calculated if different from the FCA segment.
A segment specifying rates related to the charges and allowances.
A segment identifying the effective date and/or time the rate of exchange was fixed.
A group of segments describing any taxes associated with charges and their amount.
A segment identifying any taxes related to a specific charge.
A segment specifying the total amount of the tax and the basis for calculation.
A segment specifying exchange rates.
A segment identifying the effective date and/or time the rate of exchange was fixed.
A group of segments containing the details of payment. The content of these segments is passed through the banking chain from the Ordering Customer to the Beneficiary.
A segment identifying the kind of process at the beneficiary's side.
A segment providing free text information from the ordering customer to the beneficiary.
A group of segments providing details of all documents, e.g. invoices, statements, despatch advices, etc., to which the Multiple Debit Advice refers. It includes information on the monetary amounts for each document and on any adjustments (with an indication of the reason for adjustments) and discounts. For information purposes an indication of the tax element can be provided.
A segment identifying the reference document against which payment is being made.
A segment giving the monetary amounts of each reference document (e.g., original amount, discount amount etc.). The amount due and the amount remitted are mandatory.
A segment specifying the date of the referenced document and indicating any other relevant dates applicable.
A segment for the inclusion of any additional references related to the reference document.
A segment identifying a party name and address, either by coded identification or in a clear form.
A group of segments specifying the currencies and the related dates/periods valid to the referenced document where different to the reference currency.
A segment identifying the currency and associated exchange rate of the referenced document where different to the remittance currency.
A segment specifying the date/time/period related to the rate of exchange.
A group of segments indicating adjustment amounts and their referenced documents.
A segment indicating any adjustments to the amounts originally specified in the referenced document, and to which items such adjustment apply with the associated reason for adjustment.
A segment giving the monetary amounts of the adjustments of each reference document (e.g. original amounts, discount amount, etc.). The currency data elements should not be used.
A segment for the inclusion of any additional references related to the reference documents.
A segment providing free text information related to the payment details.
A group of segments which may be used when required to provide details of individual line items in the reference document.
A segment identifying a specific line item within the referenced document.
A segment giving the monetary amounts for this line item.
A segment specifying item identification codes where required.
A segment specifying the date/time/period related to the line item.
A group of segments specifying the currency and the related dates/periods for the line item where different to the remittance and document currency.
A segment identifying the currency and associated exchange rate of the line item where different to the source and target currency.
A segment specifying the effective date and/or time the rate of exchange was fixed.
A group of segments indicating adjustment amounts and their referenced documents for this line item.
A segment indicating any adjustments to the amounts originally specified for this line item and the reason for adjustment.
A segment giving the monetary amount of the adjustment for the line item.
A segment for the inclusion of any additional references related to the line item.
A segment providing free text information related to the payment details.
A group of segments indicating the end of the details of payment and specifying hash total amounts for control purposes.
A segment identifying the end of the details of payment.
A segment indicating total amounts for control purposes.
A segment identifying the kind of control checks and the totals according to the coded form.
A group of segments specifying the details of any authentication (validation) procedures applied to the DEBMUL message.
A segment specifying details of any authentication (validation) procedures applied to the DEBMUL message.
A segment identifying the validation date/time.
A service segment ending a message, giving the total number of segments in the message (including the UNH & UNT) and the control reference number of the message.
| AJT | Adjustment details | |
| ALC | Allowance or charge | |
| AUT | Authentication result | |
| BGM | Beginning of message | |
| BUS | Business function | |
| CNT | Control total | |
| COM | Communication contact | |
| CTA | Contact information | |
| CUX | Currencies | |
| DLI | Document line identification | |
| DOC | Document/message details | |
| DTM | Date/time/period | |
| FCA | Financial charges allocation | |
| FII | Financial institution information | |
| FTX | Free text | |
| GEI | Processing information | |
| INP | Parties and instruction | |
| LIN | Line item | |
| LOC | Place/location identification | |
| MOA | Monetary amount | |
| NAD | Name and address | |
| PAI | Payment instructions | |
| PCD | Percentage details | |
| PIA | Additional product id | |
| PRC | Process identification | |
| RCS | Requirements and conditions | |
| RFF | Reference | |
| SEQ | Sequence details | |
| TAX | Duty/tax/fee details | |
| UNH | Message header | |
| UNT | Message trailer |
| ├─UNH Message header | ×1 | (M) |
| ├─BGM Beginning of message | ×1 | (M) |
| ├─DTM Date/time/period | ×1 | (M) |
| ├─BUS Business function | ×1 | (C) |
| ├─Segment Group 1 | ×2 | (C) |
| │─├─RFF Reference | ×1 | (M) |
| │─└─DTM Date/time/period | ×1 | (C) |
| ├─Segment Group 2 | ×5 | (C) |
| │─├─FII Financial institution information | ×1 | (M) |
| │─├─CTA Contact information | ×1 | (C) |
| │─└─COM Communication contact | ×5 | (C) |
| ├─Segment Group 3 | ×3 | (C) |
| │─├─NAD Name and address | ×1 | (M) |
| │─├─CTA Contact information | ×1 | (C) |
| │─└─COM Communication contact | ×5 | (C) |
| ├─Segment Group 4 | ×9999 | (M) |
| │─├─LIN Line item | ×1 | (M) |
| │─├─DTM Date/time/period | ×3 | (C) |
| │─├─BUS Business function | ×1 | (C) |
| │─├─MOA Monetary amount | ×2 | (M) |
| │─├─Segment Group 5 | ×3 | (M) |
| │─│─├─RFF Reference | ×1 | (M) |
| │─│─└─DTM Date/time/period | ×1 | (C) |
| │─├─Segment Group 6 | ×1 | (M) |
| │─│─├─FII Financial institution information | ×1 | (M) |
| │─│─├─CTA Contact information | ×1 | (C) |
| │─│─└─COM Communication contact | ×5 | (C) |
| │─├─Segment Group 7 | ×5 | (C) |
| │─│─├─FCA Financial charges allocation | ×1 | (M) |
| │─│─├─MOA Monetary amount | ×2 | (C) |
| │─│─└─Segment Group 8 | ×6 | (C) |
| │─│───├─ALC Allowance or charge | ×1 | (M) |
| │─│───├─PCD Percentage details | ×1 | (C) |
| │─│───├─MOA Monetary amount | ×2 | (C) |
| │─│───├─CUX Currencies | ×1 | (C) |
| │─│───├─DTM Date/time/period | ×1 | (C) |
| │─│───└─Segment Group 9 | ×5 | (C) |
| │─│─────├─TAX Duty/tax/fee details | ×1 | (M) |
| │─│─────├─MOA Monetary amount | ×2 | (C) |
| │─│─────├─CUX Currencies | ×1 | (C) |
| │─│─────└─DTM Date/time/period | ×1 | (C) |
| │─└─Segment Group 10 | ×99999 | (C) |
| │───├─SEQ Sequence details | ×1 | (M) |
| │───├─DTM Date/time/period | ×3 | (C) |
| │───├─BUS Business function | ×1 | (C) |
| │───├─FII Financial institution information | ×2 | (M) |
| │───├─Segment Group 11 | ×5 | (C) |
| │───│─├─RFF Reference | ×1 | (M) |
| │───│─└─DTM Date/time/period | ×1 | (C) |
| │───├─Segment Group 12 | ×1 | (C) |
| │───│─├─PAI Payment instructions | ×1 | (M) |
| │───│─└─FTX Free text | ×1 | (C) |
| │───├─Segment Group 13 | ×4 | (M) |
| │───│─├─MOA Monetary amount | ×1 | (M) |
| │───│─├─CUX Currencies | ×1 | (C) |
| │───│─├─DTM Date/time/period | ×2 | (C) |
| │───│─└─RFF Reference | ×1 | (C) |
| │───├─Segment Group 14 | ×3 | (C) |
| │───│─├─NAD Name and address | ×1 | (M) |
| │───│─├─CTA Contact information | ×1 | (C) |
| │───│─└─COM Communication contact | ×5 | (C) |
| │───├─Segment Group 15 | ×3 | (C) |
| │───│─├─INP Parties and instruction | ×1 | (M) |
| │───│─├─FTX Free text | ×1 | (C) |
| │───│─└─DTM Date/time/period | ×2 | (C) |
| │───├─Segment Group 16 | ×10 | (C) |
| │───│─├─GEI Processing information | ×1 | (M) |
| │───│─├─MOA Monetary amount | ×1 | (C) |
| │───│─├─LOC Place/location identification | ×2 | (C) |
| │───│─├─NAD Name and address | ×1 | (C) |
| │───│─├─RCS Requirements and conditions | ×1 | (C) |
| │───│─└─FTX Free text | ×10 | (C) |
| │───├─Segment Group 17 | ×5 | (C) |
| │───│─├─FCA Financial charges allocation | ×1 | (M) |
| │───│─├─MOA Monetary amount | ×2 | (C) |
| │───│─└─Segment Group 18 | ×20 | (C) |
| │───│───├─ALC Allowance or charge | ×1 | (M) |
| │───│───├─PCD Percentage details | ×1 | (C) |
| │───│───├─MOA Monetary amount | ×2 | (C) |
| │───│───├─CUX Currencies | ×1 | (C) |
| │───│───├─DTM Date/time/period | ×1 | (C) |
| │───│───└─Segment Group 19 | ×5 | (C) |
| │───│─────├─TAX Duty/tax/fee details | ×1 | (M) |
| │───│─────├─MOA Monetary amount | ×2 | (C) |
| │───│─────├─CUX Currencies | ×1 | (C) |
| │───│─────└─DTM Date/time/period | ×1 | (C) |
| │───└─Segment Group 20 | ×1 | (C) |
| │─────├─PRC Process identification | ×1 | (M) |
| │─────├─FTX Free text | ×5 | (C) |
| │─────├─Segment Group 21 | ×9999 | (C) |
| │─────│─├─DOC Document/message details | ×1 | (M) |
| │─────│─├─MOA Monetary amount | ×5 | (C) |
| │─────│─├─DTM Date/time/period | ×5 | (C) |
| │─────│─├─RFF Reference | ×5 | (C) |
| │─────│─├─NAD Name and address | ×2 | (C) |
| │─────│─├─Segment Group 22 | ×5 | (C) |
| │─────│─│─├─CUX Currencies | ×1 | (M) |
| │─────│─│─└─DTM Date/time/period | ×1 | (C) |
| │─────│─├─Segment Group 23 | ×100 | (C) |
| │─────│─│─├─AJT Adjustment details | ×1 | (M) |
| │─────│─│─├─MOA Monetary amount | ×1 | (C) |
| │─────│─│─├─RFF Reference | ×1 | (C) |
| │─────│─│─└─FTX Free text | ×5 | (C) |
| │─────│─└─Segment Group 24 | ×9999 | (C) |
| │─────│───├─DLI Document line identification | ×1 | (M) |
| │─────│───├─MOA Monetary amount | ×5 | (C) |
| │─────│───├─PIA Additional product id | ×5 | (C) |
| │─────│───├─DTM Date/time/period | ×5 | (C) |
| │─────│───├─Segment Group 25 | ×5 | (C) |
| │─────│───│─├─CUX Currencies | ×1 | (M) |
| │─────│───│─└─DTM Date/time/period | ×1 | (C) |
| │─────│───└─Segment Group 26 | ×10 | (C) |
| │─────│─────├─AJT Adjustment details | ×1 | (M) |
| │─────│─────├─MOA Monetary amount | ×1 | (C) |
| │─────│─────├─RFF Reference | ×1 | (C) |
| │─────│─────└─FTX Free text | ×5 | (C) |
| │─────└─Segment Group 27 | ×1 | (C) |
| │───────├─GEI Processing information | ×1 | (M) |
| │───────└─MOA Monetary amount | ×5 | (C) |
| ├─CNT Control total | ×5 | (C) |
| ├─Segment Group 28 | ×5 | (C) |
| │─├─AUT Authentication result | ×1 | (M) |
| │─└─DTM Date/time/period | ×1 | (C) |
| └─UNT Message trailer | ×1 | (M) |